sofi.com
Bank offer from SoFi Bank, N.A.

SoFi Checking and Savings direct deposit bonus (up to $400)

Offer ends Fri, Dec 31, 2027, 11:59 PM ET

Time: about 15 min
Direct deposit: required

Bonus $50 or $400 bonus, based on direct deposits in 25 days

Who can openNew or existing SoFi members who have never set up direct deposit with SoFi and receive a first eligible direct deposit by 12/31/27.

Checked at the sourceOct 24, 2026

See the bank’s offer (sofi.com)

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Details

Offer ends: Friday, December 31, 2027
What you must do: Set up a first eligible direct deposit by 12/31/27. Total eligible direct deposits in the next 25 days: $1,000 to $4,999.99 pays $50; $5,000 or more pays $400.
Direct deposit: Required
Monthly fee: The SoFi checking page advertises no monthly fees.
Credit check: Not disclosed by the bank
Where: Nationwide, 18 and older
Bank: SoFi Bank, N.A.
Official offer page: sofi.com

Worth knowing

Needs recurring payroll or benefit direct deposit; deposits under $1,000 earn nothing.

About this offer

SoFi pays a bonus on a first eligible direct deposit, $50 for $1,000 or more and $400 for $5,000 or more within 25 days. The checking account advertises no monthly fees.

Stay safe

This opens a real bank account. The bank will ask for your Social Security number and may check your banking or credit history. Bonuses count as taxable income, and some banks charge a fee if you close the account early. Confirm every requirement on the bank’s own page before you apply. General information, not financial advice. How to spot a fake

Check log

Checked Oct 24 on the official site.
Oct 21: deadline moved from Thu, Dec 31 to Fri, Dec 31.
First listed Sunday, October 18, 2026.

We earn nothing from this listing. Details can change; the official site always has the final word.

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